Real conversations.
Practical strategies.
Built for hard-working Iowans.
A plan that fits your life.
☎ Call Nick: 563-794-1859 ✉ Send a Quick Note
Financial planning and investment guidance in Waukon and throughout Northeast Iowa.
Built for People Around Here

If you have ever thought:
“I probably should talk to someone about this...” — This is that conversation.
This isn't a call center. It's not a 1-800 number. I work with people right here in northeast Iowa who want to sit down, talk things through and make thoughtful, educated decisions.
Trusted by Northeast Iowa
This is for you if...
- You've saved some money but aren't sure what to do next
- You feel like you "should have a plan" ... but don't
- You're getting bits and pieces of advice from everywhere
- You just want someone to explain things clearly
You don't need to have everything figured out. Most people don't
Nicholas Wilz
Financial Advisor
nick@heartlandwealthpartners.com
Nicholas Wilz is the founder of Heartland Wealth Partners, bringing more than a decade of experience across banking, insurance, and comprehensive financial planning. His career began in community banking, where he learned the importance of clear communication, trust, and meeting people where they are. From there, he moved into insurance and eventually became an agency owner with Farm Bureau Financial Services, working closely with farm families, small businesses, and rural households across Northeast Iowa.
Those years shaped his understanding of real-world financial decision-making—from cash flow, debt structure, and land and equipment purchases to protection planning and long-term goals that do not always fit neatly into a spreadsheet. He later expanded into comprehensive financial planning and investment guidance, earning his Series 7 and Series 65 registrations along with insurance licenses. That combination allows clients to work with one advisor who understands both the practical decisions they face and how each piece fits into the larger financial picture.
Nicholas also leads education and outreach for LOSAP programs supporting volunteer fire departments, helping departments and participants understand their benefits and make confident decisions.
Heartland Wealth Partners is the culmination of that journey — a firm built on clarity, calm, and genuine care for the people and communities he serves. Nicholas created Heartland to offer planning‑first guidance, real conversations, and long‑term partnership for individuals, families, agricultural clients, and local organizations throughout Northeast Iowa.
What I Help With
Retirement Planning That Brings Clarity
I help you understand what retirement looks like for your life - income, timing, taxes and the tradeoffs that matter. The goal is simple: calm, educated and confident decisions.
Tax-Smart Strategies for Everyday Life
From Roth choices to farm income to capital gains, I walk you through the tax angles that support long-term stability and help you avoid surprises.
Investment Guidance You Can Actually Understand
No jargon, no pressure. I help you understand your options, how they work and how to align your investments with your goals and comfort level.
Planning for Families, Farms & Small Businesses
Whether it is cash flow, insurance questions, or long-term planning, I help you make educated decisions that matter to you and the people who matter most.
You Dont Have to Figure this Out Alone.
Whether you’re planning for retirement, sorting through tax questions, or trying to make a confident decision, I’m here to walk through it with you — at your pace